Based on the users' reviews, here are three cons and pros of the app: **Cons:** 1. "Inconsistent payment processing, sometimes delayed or failed to send funds." 2. "Poor customer support, long response times and unhelpful representatives." 3. "Too many ads and notifications, distracting and annoying users." **Pros:** 1. "Easy to use interface, simple and intuitive payment processing." 2. "Wide range of payment options, including credit cards and bank transfers." 3. "Reliable and secure, with strong encryption and fraud protection measures." Note: The reviews are subject to change and may not reflect the full range of opinions on the app.