Easily and securely access your ONE VIP card account anytime, anywhere right from your mobile device. Now, let’s get straight to the points! Here’s the gist: •$4.95 per month •No hidden fees •No credit check •No minimum balance •No overdraft fees •Earn 1 point for every $2 spent on every day purchases •Earn 1.5 points for every $1 spent at your favorite brands like Netflix, Uber, Sephora and more •Redeem any amount and your rewards points never expire •Apply your cash back credits to your ONE VIP account •Make a charitable donation to Urban One Community Works Foundation to support esteemed charities doing great work in Urban communities. What you can do with the App: • View balances and transaction history • Set up transaction alerts via email, text or push notifications • Turn card on/off with Card Controls • Deposit paper checks • Set up your mobile wallet • Use the Locator Services for ATM, reload locations and more