Welcome to the MyConstant Secured P2P Lending App – one of the easiest and most innovative platforms to lend crypto, earn interest on you idle coins*, swap one asset for another, and borrow against your whole portfolio.

Over 200,000 people in over 200 countries trust MyConstant with their digital assets – so whether you're just getting started or you’re a seasoned pro, unlock the power of your crypto today!
A SECURE AND EASY TO USE APP

$10M MyConstant Guarantee*
Withdrawal confirmations & log-in alerts
24/7 customer support

* The MyConstant Guarantee is a mixed-asset fund from which we may, at our discretion, reimburse some or all losses incurred while your funds are in the custody of third parties. It is not insurance.
LEND CRYPTO AND EARN UP TO 12.5% APY

Lend your stablecoins to earn up to 12.5% APY on Tether (USDT), USD Coin (USDC) and gain 4% APY on Bitcoin (BTC), Ethereum (ETH), Bitcoin Cash (BCH), Solana (SOL), ApeCoin (APE), Basic Attention (BAT), Dai (DAI), Polkadot (DOT), Chainlink (LINK), Litecoin (LTC), Polygon (MATIC). Your interest is compounded every second on your transactions and you can withdraw it and your principal anytime. No fees, penalties, or lock-ups.

BORROW CASH OR STABLECOINS FROM RATES AS LOW AS 0%

Borrow against your cryptocurrency portfolio to raise capital in minutes, without selling your digital assets. Interest rates start from just 0% APR. You match instantly and you get the funds in minutes. Want your loan in crypto? Exchange your loan for free. Repay your loan in MCT and over 80 different cryptocurrencies, stablecoin, or USD with no repayment penalties.

CRYPTO-BACKED BUSINESS LOANS OF UP TO $10 MILLION

Receive up to $10M per loan.
No credit checks.
80 + cryptocurrencies for you to use as collateral.
Customize your loans.
Competitive interest rates start from 6% APR.

Crypto-Backed Loan benefits:

No limits of borrowing: You can get a loan from $50 to as much as you’d like (as long as you have the collateral to back the loan).
Flexible terms: You can borrow any amount for 90 and 180 days.
Market-beating rates:
Only 6.5% APR of a 90-day term.
Only 7% APR of a 180-day term.

Other fees:
There’s a 3.5% matching fee paid up front when you’re matched with a lender.

Example: If you borrow $500 for a term of 180 days, your automatic matching fee will be $17.50. Then, after the term is complete you’ll pay the principal ($500) + 7% interest ($17.50 for this example).

GET DISCOUNTS & REWARDS WITH MCT
Earn extra 20% APY on investments from Base rank.
Pay as little as 3.6% APR on loans.
Up to 4 extra Lending Lottery tickets.
Up to 90% discount on swapping fees from only 0.01%.
Double referral rewards: $20 + 20% referee interest.
REFER YOUR FRIENDS TO MYCONSTANT & EARN UP TO 20 USDT

For each friend who joins MyConstant, we’ll give both of you 10 USDT each. Simply sign up, generate your referral link and get rewarded when your friend deposits over $10 or borrows more than *$500 in one or more crypto-backed loans. Currently, there’s no limit on the number of friends you can refer to, so invite as many as you can!
SUPPORTED ASSETS
Cryptocurrencies:
Ethereum (ETH), Bitcoin (BTC), Binance Coin (BNB), Cardano (ADA) and Xrp (XRP) are just a few of the 80+ cryptocurrencies you can select on MyConstant.
Stablecoins:

Tether (USDT), USD Coin (USDC), Dai Dollar (DAI).

Disclaimer:

Please note that CONST LLC is not a bank or deposit account, nor is it a regulated financial institution. We work with independent third-party financial institutions such as Prime Trust to provide cash management for the fiat deposits. When not on loan, the fiat deposits are held in one or more depository accounts at US banks or trust companies whose deposits may be insured. Furthermore, we store your cryptocurrency collateral across various hot and cold wallets so it can be liquidated in the event of a flash crash or if a borrower defaults