Mos is the best fee-free banking app for students. Earn cash back, save on tuition, and manage your money the smart way in high school and college. Your Mos account unlocks exclusive benefits designed to help students like you get ahead. EARN CASH BACK: Get points when you spend in your favorite category. Maximize your points by changing your category monthly to where you’re spending most—from shopping, food, travel, or entertainment. Redeem your points for instant cash back, whenever you want. EARN MONEY FOR COLLEGE: Find grants and scholarships you can actually get in 5 minutes or less. Get access to the largest database of $168 billion in verified scholarships and financial aid. Apply with help from your personal financial aid advisor. SAVE ON TUITION: Let your personal financial aid advisor negotiate to reduce your tuition. Get $100s or even $1,000s off your college’s sticker price. Save money and get your time back so you can enjoy college. NO FEES: No overdraft, minimum balance, or other hidden banking fees—even after you graduate. The average student spends $228 on banking fees each year, and most don’t even know it. AND SO MUCH MORE: Pick your debit card design, and get instant access to your digital card. Send, request, and receive money instantly from friends and family at no cost. Earn $ for each friend you bring to Mos. Keep your account safe with secure encryption, TouchID, and FaceID. Animation: Kevin To @lottiefiles