Home > Finance > Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
OS :
Version :1.28.257
Size :117.77Mb
Updated :Nov 16,2022
Developer :Kikoff, Inc.
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Here are three topics that users of the Kikoff app might discuss online, turned into questions for you: 1. How does Kikoff's credit building process work, and is it approved by major credit bureaus? 2. Are Kikoff's credit limit offers and payment terms reasonable, and do they vary based on credit score? 3. How does Kikoff's app support and customer service work, and what are the available contact methods?
Q1How does Kikoff's credit building process work, and is it approved by major credit bureaus?Ask AI
Q2Are Kikoff's credit limit offers and payment terms reasonable, and do they vary based on credit score?Ask AI
Q3How does Kikoff's app support and customer service work, and what are the available contact methods?Ask AI
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Pros and Cons from users' feedback
After analyzing the reviews of Kikoff: Build Credit Quickly, here are three pros and three cons:
Pros:
1Helpful app for beginners, easy to understand and navigate with clear instructions.
2App has helped me improve my credit score significantly within a short period.
3Customer support is responsive and friendly, available to help with any questions.
Cons:
1Some features feel limited, not as comprehensive as other credit-building apps.
2Occasional glitches and errors, requiring app updates to resolve issue.
3Reporting features could be improved, not always accurate or detailed.
After analyzing the reviews of Kikoff: Build Credit Quickly, here are three pros and three cons: **Pros:** 1. "Helpful app for beginners, easy to understand and navigate with clear instructions." 2. "App has helped me improve my credit score significantly within a short period." 3. "Customer support is responsive and friendly, available to help with any questions." **Cons:** 1. "Some features feel limited, not as comprehensive as other credit-building apps." 2. "Occasional glitches and errors, requiring app updates to resolve issue." 3. "Reporting features could be improved, not always accurate or detailed."
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Description
If you’re ready to build your credit, Kikoff is the easiest way to do it. Purchase the credit building service for just $5/month (with no additional fees or interest – yes, really). You’ll get a credit line reported to Equifax and Experian every month. Each on-time payment builds payment history, which helps your credit score! Whether you have a low credit score or no credit score, we make it easy and worry-free – no credit check required and it only takes a few minutes to apply. How it works: 1. We set up a credit account for you and report it as a $750 credit line. 2. You make a purchase in the Kikoff store with that credit line, and you just pay back what you spend (our lowest + most popular payment amount is $5/month). We report those payments to the credit bureaus every month while your utilization rate stays low (like 8% low). 3. You have the option to put your credit building on autopilot by turning on AutoPay – that’s right, no heavy lifting required from you after account setup. Kikoff helps you build credit by establishing a payment history and maintaining a low utilization rate, all with no unexpected fees or interest.
Comments (3)
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  • I
    By IWasAnAccident_80Apr 14,2022
    After years of laying off my credit to allow all the negative accounts to fall off, I was left with zero credit history. It’s hard to re-establish yourself if you have no credit or if you have years of bad and irresponsible spending habits like I did. I am now in a very good situation financially so I want to start building good credit history for the sole purpose of being able to help my children go to college if loans are necessary. I signed up for Kikoff for my husband a year ago and his credit went from a 503 to the high 700s because Kikoff gave him the start he needed to qualify for other banks products. I signed up 2 months ago and in just 2 months, my credit has jumped 79 points and I just got my first unsecured credit card with a major bank. If you’re skeptical, don’t be. $2/ month is the payment for your Kikoff account and they even offer a secondary account in addition to the original account to help even more and that is a credit builder savings program that is $10/mo that w...
  • h
    By haileeyleneaaAug 18,2022
    I like to go and read reviews before and after trying out products or services. I tried this, and though my credit hasnt gone up yet i just started and havent gotten to my 2nd month yet. I just wanted everyone to be aware that this IS a credit building account, you wont get any money from it. It offers a line of credit but you can only buy from their store. Its a way of building credit affordably. If you do your research you will learn this. I seen some reviews saying misinterpretation, false advertising. Blah blah. Its not at all they just didnt do any research. Just a credit building card, its for people with bad credit whom arent trusted to receive money.. instead are offered to discipline yourself to pay money with nothing in return EXCEPT building your credit. I personally think its awesome. I pay 5$ a month i dont expect a drastic increase but it is a start. Its not for everyone but be sure you do your research before opting in because you dont want to be disappointed if your co...
  • C
    By Cannon-KJan 14,2022
    After years of destructing my credit while being in active addiction, I didn’t know how I was going to ever get ahead. My credit was something that weighed very heavy on my mind since getting clean. I became a single mother and Aleta be honest I don’t have the extra funds to pay off the reckless amounts I racked up during those years. My credit was sitting stagnant and I knew credit card companies would never take the chance on me. Even though I was much more responsible now, they don’t go off of your word with bad credit. I had nothing to lose at this point so I signed up with Kikoff. They stuck to their word, my credit score jumped +97 points in 2 months. Although my Transunion score isn’t as high as my Equifax it’s still rising as we speak. I went from having a 526 with both bureaus to now having a 576- Transunion and 641- Equifax. I’m pretty sure my lower score is like that because all information isn’t reported to them yet. Anyway, I definitely recommend using Kikoff and I’m beyon...
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Kikoff - Build Credit Quickly
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