Hundy - Money When You Need It
OS :
Version :4.85
Size :54.82Mb
Updated :Jan 20,2022
Developer :Hundy Inc
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Here are three questions related to the Hundy app, with each question limited to 20 words: 1. How do you plan to use Hundy's short-term loan feature to address unexpected financial emergencies? 2. Are you concerned about the interest rates and fees associated with Hundy's borrowing and lending functionality? 3. What features of Hundy's in-app financial education and budgeting tools are you most interested in utilizing?
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Pros and Cons from users' feedback
After analyzing the user reviews, here are the conclusions: **Pros:** 1. **Flexible repayment terms**: Hundy offers flexible repayment options that fit users' budgets and needs. 2. **Fast and easy application**: The app's application process is quick and hassle-free, providing instant results. 3. **Transparency and communication**: Hundy's customer support is transparent and responsive, keeping users informed throughout the process. **Cons:** 1. **High interest rates**: Some users criticize the app's high interest rates, citing concerns for financial responsibility. 2. **Limited credit availability**: Users report difficulties in accessing credit, despite having a good credit score. 3. **Fees and charges**: Hundy's fees, such as late payment fees, can add up quickly and surprise users. Please note that these conclusions are based on a summary of the users' reviews and may not reflect the opinions of all users.
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Description
Hundy is a mobile app for money where you can get a deposit advance in minutes from the people around you. There’s no need to complete a long credit application and wait for a bank to get back to you. With the Hundy app, you login with your Facebook or Apple ID, link your bank account, and if you pass the quick ID check & ML risk assessment, you will be able to request your first $25 - $100 advance in just a few minutes. Whether you need cash to help with rent, groceries or utilities, Hundy is there for you to lean on. Download the app, enter your zip code and get your first advance today. Hundy is adding new states every month – so if we're not in your state yet, put yourself on the waitlist. SIGNING UP & GETTING MONEY Getting your first deposit advance on Hundy is easy – here’s how it works: - Just open the app and complete the quick account set up process by providing your contact information, signing the platform agreements, linking your checking account and opting into an ID check. - If your application is approved, you may request your first $25, $50, $75 or $100 advance based on your bank transaction history (>$2,000/mo income required) and other factors we collect with your application. - If you pass the ID check but are not approved, you may reapply within 15 days. - If you request an advance on a business day before 1pm PT, your funds will be deposited into your bank account by the next business day. - Your advance repayment will be withdrawn on the date you select up to 61 days later. - Your optional platform donation (that’s right, there are no fees required) will be collected via an in app purchase shortly after your advance payoff is accepted. - You may prepay or extend your advance within the maximum 61-day period at any time without penalty. - If you are unable to pay the advance off within the first 61 days, you will have the option to convert the advance into a no-penalty, no-fee 60-day installment plan. - If you have experienced a hardship, you will have the option to extend your advance for an additional 60 days after the installment plan. - If you can show sufficient deposits coming into your bank account on a monthly basis and are good about paying your advances off on time, the faster your advance limits will go up until you reach the maximum advance limit of $250. - We'll keep you posted along the way with text and email notifications and receipts. THE HUNDY COMMUNITY Once you are approved as a Hundy member and start getting advances, you begin earning points and leveling up through 5 status levels. Simply joining the Hundy community and paying your advances off on time are achievements worthy of recognition, and we let you share and celebrate these moments with the Hundy community via the Hundy Hub. Investors participate in the community as well and share in the community's success by sponsoring members. Investors earn points when their sponsored members do well and earn status in the community. HUNDY INVESTORS Want to become an investor on Hundy and provide a financial cushion to those in need? Check out the Money screen before signing up, and you may now do so directly in the Hundy app. Once your account is approved, check out the Invest & Sponsor option in the Setting tab to see the avaliable investment terms and sponsorship options. QUESTIONS & SUPPORT If you have any questions about signing up, requesting money or investing, please email us at: [email protected]
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