Figure Pay is a new payments app that allows you to access your paycheck up to 2 days sooner, qualify for Figure Pay Credit Loans, easily pay for purchases and transfer money to friends and family, all from your phone!

Enjoy a free deposit account with $0 in fees³
Quickly qualify for a Figure Pay Credit Loan¹
Get paid up to 2 days early²
Earn rewards and discounts for purchases.
Earn a $100 bonus with Direct Deposit⁴
Transfer money to friends and family
Plus refer a friend and you both get $25*

Set up your account in minutes!

Figure Pay for Merchants

Merchants can use Figure Pay to accept payments for goods and services, transacting at a fraction of the cost.

80% savings on transaction fees - Fees are 0.5% (compared to 3% with a credit card).

Instant settlement for payments - Money you earn goes into your Figure Pay account immediately since transactions are processed in real-time.

Contactless payments - Protect both you and your customers with a completely touch-free payment option.

Secure technology - Deposits in Figure Pay are eligible for FDIC insurance. Plaid technology is used to securely connect with external bank accounts.

No equipment to buy or manage - Merchants can use the seamless Figure Pay app as a terminal accepting payments from a phone or tablet, without adding any devices or hardware.

Disclaimers:
Figure Payments Corporation dba Figure Pay | NMLS #2033432. 100 West Liberty Street, Suite 600, Reno, NV 89501. (800) 260-1795.

The Figure Pay-branded demand deposit account is held at UMB Bank, n.a., member FDIC, with program management services provided by Figure Payments Corporation. Loans offered by Figure Lending LLC dba Figure. 15720 Brixham Hill Ave, Suite 300 Charlotte, NC 28277 (888) 819-6388. NMLS 1717824. For licensing information, go to www.nmlsconsumeraccess.org. Equal Opportunity Lender. Standard data charges may apply. Terms apply.

Figure Pay is only available in certain states. For a full list of states Figure Pay is available in, visit https://www.figure.com/figurepay/. For questions regarding Figure Pay, including availability, please call Figure Pay customer support at 1-800-260-1795.

Any third parties listed above are not affiliated with Figure Technologies. All trademarks are the property of their respective owners.

¹ Instant access to point-of-sale loans is available for those who qualify. Point-of-sale loan eligibility can also be earned by making a minimum of $1,200 per month in cumulative deposits into the Figure Pay account for two (2) consecutive months.

² Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. Figure Pay generally makes these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

³ Figure Pay has partnered with Allpoint to provide you with ATM access at any of the 55,000+ ATMS within the Allpoint network. You will not be charged a fee when using an Allpoint ATM.

⁴ Limit one $100 bonus per customer. Bonus will be deposited in the Figure Pay account within 30 days of the second consecutive deposit satisfying requirements for bonus.

*To qualify for the referral bonus, the referred customer must open a Figure Pay account and spend a total of $50 in retail transactions within the first 60 days of opening the Figure Pay account. Bonuses will be credited to the referring and referred customers’ Figure Pay accounts within 30 days of the referred customer meeting the $50 retail transaction requirement. Peer-to-peer transfers and ATM usage are excluded from the retail transaction requirement. Additional terms apply. See www.figure.com/figurepay/consumer-referral-program-terms/ for more details.