Digit, soon to be Oportun
OS :
Version :4.37.0
Size :
Updated :Oct 27,2022
Developer :Hello Digit
Ask AI
You can ask the AI some questions about the app
Here are three topics that users might discuss about the Digit app, turned into questions for you: 1. How do you plan to use Digit's automated savings feature to manage your finances? 2. Are you excited to track your spending habits and identify areas for improvement with Digit's analytics? 3. Will you use Digit's savings goals feature to work towards a specific financial goal, such as paying off debt?
Q{{(index+1)}}{{item}}Ask AI
Pros and Cons from users' feedback
After analyzing the user reviews of the Digit app, I've summarized the common sentiments into: **Cons:** 1. "Frustrating experience with incorrect billing and lack of customer support." (14 words) 2. "Withdrawal issues and delayed updates made me reconsider using the app." (15 words) 3. "Too many unnecessary fees and limited account management options." (14 words) **Pros:** 1. "Easy setup and automated savings feature is very convenient." (14 words) 2. "User-friendly interface and clear reporting make it simple to track expenses." (14 words) 3. "Helpful customer service team resolves issues promptly and efficiently." (14 words) Please note that these summaries are based on the general sentiment of the user reviews and may not reflect your personal experience with the app.
App Downloads
App Survey
  • Does the feedback of the application affect the experience?
      Submission Failed, try again
  • Whether the app response speed affects the experience?
      Submission Failed, try again
  • Do you think the stability of the application affects the experience?
      Submission Failed, try again
  • What is your Mobile System?
      Submission Failed, try again
Description
You deserve a smart bank account that helps you get better with money. Digit budgets for spending, bills, savings, and investing by smartly guiding your money where you need it most.

It’s easy to get started:

1. Set up direct deposit to get paid up to 2 days early*
2. Add expenses (things like rent, internet, cable, etc.)
3. Tell Digit your saving or investing goals

Digit does the rest, planning for today, tomorrow, and way, way later. Digit budgets for you so spending, bills, savings, and investments all work together.


KNOW HOW MUCH TO SPEND

No more mental math. Digit tells you how much is available to spend, so you can make smarter spending decisions daily.


SMART BUDGETING FOR BILLS

Skip the spreadsheets and let Digit budget for you. Digit calculates the right amounts to slowly budget into a dedicated Bills account, so you’re in a good place when it’s time to send a payment.


SAVE MONEY WITHOUT THINKING ABOUT IT

Digit saves a little every day, so you don’t have to. You can add an unlimited amount of savings goals and Digit will help you reach them all.

EFFORTLESS INVESTING**

Interested in investing? It’s easy to get started with Digit. Digit knows your spending habits, bills, and how much you’re saving. That info helps Digit calculate how much is right to invest for your situation.

There are two ways to invest with Digit:

Long-term investing

Open a long-term investing account and Digit will help you invest effortlessly. Digit matches you with a balanced portfolio of stocks and bonds that are designed to grow over time.

Roth or Traditional IRAs

Just like saving up for goals, Digit finds small amounts each day that you won’t feel. You won’t notice it today, but your tomorrow self will thank you very much.


DIGIT VISA® DEBIT CARD

The Digit Visa Debit Card keeps your money safe and looks good doing it.

No ATM fees***
Use your app to find 55,000+ Allpoint ATMs and get cash without paying a fee.

Card locking
Lose your card? No biggie. Lock your card with a tap in the app.

Daily updates
Get daily balance updates and notifications about your account.


PUT DIGIT TO WORK
Digit is free for 6 months and then just $5/month.

--------------------------------

* Digit is not a bank. Digit offers its deposit account (Direct℠) via its bank partner Pathward, N.A., Member FDIC. Digit Visa Debit card is issued by Pathward, pursuant to a license from Visa U.S.A. Inc. Card can be used everywhere Visa debit cards are accepted. *Availability of this feature depends on when we receive your direct deposit instructions from your employer. **Investment advisory services for US-based users with Invest and/or Retire goals are provided by Digit Advisors, LLC, an SEC-registered investment advisor. Brokerage services are provided to clients of Digit Advisors, LLC by DriveWealth LLC, an SEC-registered broker-dealer and member of FINRA/SIPC. Investment accounts are: (i) not insured by FDIC; (ii) not a deposit or other obligation of, or guaranteed by Digit, its affiliates, or another depository institution; (iii) subject to investment risks, including possible loss of the principal amount invested. SIPC protects securities and cash in your Digit Investment and Retirement accounts up to $500,000. For details please see www.sipc.org. ***A fee may apply at ATMs outside the Allpoint network.
{{descriptionMoreText}}
Comments (5)
{{commentText.length}}/{{maxCommentText}}
{{commentError}}{{commentUserError}}
Failed to load data, try again
  • {{comment.commentUser.substring(0, 1)}}
    By {{comment.commentUser}}{{comment.commentDateString}}
    {{comment.comment}}
  • D
    By Donna RammaAug 19,2022
    Customer service is non existent. I have written 6 emails regarding the nsf fee I received even though I set it up to not withdrawal well over what they continued to pull money from.
  • C
    By Cortez RoddyAug 18,2022
    Great app
  • J
    By John MaresAug 17,2022
    Like others, long time user. For the most part, service definitely helps you save money. $5 a month is getting up there. For some reason, auto savings is just taking way too much too quick. Never remember it taking so much out like that. Is it still analysing and only taking what I won't notice? Also, not sure how to change my investment profile. Leads to a blank screen.
  • T
    By Tnt2b LuckyAug 17,2022
    The app failed to top off my bank account like it was supposed to.. It was not a Sunday and it was not a holiday. I had to top it off myself by withdrawing the money and paying 99 cents. Please add a feature that allows us to limit the amount of money that digit takes out in A-day, a week, a month, and at a time. Thanks
  • C
    By Chadlyn FelixAug 16,2022
    It's a great app that does what it advertises and it's a great concept, but they are charging $5 a month, and I wasn't being notified in any way that I saw and it caused one of my accounts to overdraft. Unfortunately, that's the reason for my rating.