Brigit: Borrow & Build Credit
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Version :247.0
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Updated :Nov 11,2022
Developer :Brigit
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Here are three topics that users may discuss about the Brigit app, turned into questions: 1. How does Brigit's cash advance feature affect your credit score? 2. What are the benefits of using Brigit's subscription-based financial management service? 3. Can Brigit's automated savings feature help you achieve your financial goals?
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Pros and Cons from users' feedback
Based on the users' reviews of the Brigit app, here are the conclusions: **Pros:** 1. "Easy to use and set up, love the seamless payment process."
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Description
Break free of financial stress and join 3 million+ members who get up to a $250* cash advance. Start building credit, saving, budgeting & earning the smart way with Brigit. With instant cash advances, budgeting, side gigs & more - we’ve got your back.

Members have saved over $300 million - over $514 annually per member. Plus, 91% of our members report a reduction in their financial stress thanks to Brigit**.

WHY MILLIONS OF PEOPLE USE BRIGIT

Cash Advances Up To $250 Instantly*
• Instant Cash Advance: Get up to $250* fast and avoid expensive overdraft fees
• Easy repayment plans that work for you
• Get a money advance with no interest, transfer fees, processing fees, late payment fees or tips
• Fast cash with no mandatory repayment time frame. Repay when you get paid or when you can afford it. Set the term in the app or reach out to [email protected]
• Example $250 cash advance: Sent via debit card instantly and paid back on the date you set with no interest, $0 origination fees, $0 processing fees, $0 transfer fees related to the advance

Build Credit While Saving Money
• Build your credit score*** & save money with Brigit’s Credit Builder
• We arrange a 12-24 month loan for you & store the funds in a new deposit account
• Set a monthly contribution, even as little as $1 – the rest will be paid from the new account
• When the loan is paid off, the money you put in all comes back to you!
• No credit check or security deposit
• Credit bureau reporting to Experian, Equifax & Transunion
• Build credit easily & affordably

Credit Builder Loans
• All Credit Builder Loans are 0% APR
• Loan term is between 1 to 2 years – you can always repay early
• Loans issued by Coastal Community Bank, Member FDIC
• Example terms for Credit Builder accounts: a $600 loan, paid back over 12 months with $50 dollar monthly payments and no interest (0% APR). $0 for processing, origination, late payment, transfer, or early payment fees
• Credit Builder Loans: Build your credit one step at a time


Earn Money with Surveys, Jobs & Partner Offers
• Make money with surveys, part-time, full-time, gig & work from home jobs
• Save money on expenses: get cash back, discounts & savings on insurance, loans & more
• Get extra money with new survey & partner offers added frequently

Track Credit & Budget – Credit Score Tracker & Budgeting Insights
• Credit score tracker: Check your credit score
• Grow credit confidence with full credit reports & tools
• Budgeting insights: Monitor spending habits and bills

Easy Sign Up. No Red Tape
• Connect your bank account & that’s it!
• Works with Bank of America, Wells Fargo, TD Bank, Chase & 15,000+ more
• Two simple plans. No hidden fees, tips or fine print
• Basic Plan: Free account alerts and financial insights
• Plus Plan: Flat $9.99/month with cash advances* and tools to help you build credit, budget better & save

Support 7 Days a Week
If you ever need us, email [email protected]

DISCLOSURE
Brigit is not affiliated with money apps Credit Karma, Kikoff Credit Builder Loan, Credit One, Credit Strong, Albert, Earnin, Dave - Banking, Chime, Cleo, Klover, MoneyLion, FloatMe, Empower, Cash Now App, Venmo, Self, or Possible Finance

Brigit Credit Builder (included with Brigit Plus membership) is provided by Brigit and its bank partner, Coastal Community Bank, Member FDIC. Brigit Credit Builder is separate from Brigit Instant Cash. Brigit Credit Builder installment loans and lines of credit are issued by Coastal Community Bank, Member FDIC, subject to approved underwriting practices.

(*) Subject to Brigit’s approval and policies
(**) Analysis conducted by Brigit, assumes an average overdraft fee of $34
(***) Impact to credit score may vary, and some users’ credit scores may not improve. Results depend on many factors including whether your loan payments are on time, the status of your other, non-Brigit accounts, and financial history

Privacy Policy: https://www.hellobrigit.com/privacy
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