Based on the user reviews, here are three cons and three pros: Cons: 1. **Technical issues**: Some users experience errors, crashes, and delayed transactions, disrupting the deposit process. 2. **User interface**: Others find the app's layout and design confusing, making it difficult to navigate and complete transactions. 3. **Inconvenient authentication**: Some users complain about the need to provide frequent authentication codes, adding an extra step to the deposit process. Pros: 1. **Convenient and easy**: Many users appreciate the app's simplicity and ease of use, making mobile deposits a seamless experience. 2. **Fast and secure**: Several users praise the app's speed and security, allowing them to deposit funds quickly and confidently. 3. **Excellent customer support**: Some users commend the app's customer support team, noting their helpfulness and prompt response to issues.